AMERICAN PROTECTION INSURANCE

Waterfront Property Insurance

Owning a waterfront property is a dream come true—but it also comes with unique risks. At American Protection Insurance, we offer specialized coverage options to protect your coastal, lakeside, or riverfront home against the unexpected.

COVERAGE DETAILS

Diverse Coverage Options for Your Unique Needs

At American Protection Insurance, we offer tailored waterfront property insurance policies that include:

  • Dwelling coverage to protect the structure of your home from damage caused by wind, fire, hail, or other covered events

  • Personal property coverage for the belongings inside your waterfront home, from furniture to electronics

  • Liability coverage in case someone is injured on your property or you’re held responsible for damage to others

  • Additional structures coverage for docks, boathouses, seawalls, and other waterfront-specific features

  • Loss of use coverage to help pay for living expenses if your home becomes temporarily uninhabitable due to a covered event

  • Optional flood insurance available to provide vital protection against rising water and storm surge (often required by lenders)

WHY CHOOSE AMERICAN PROTECTION INSURANCE

Safeguarding Your Waterfront Lifestyle with Unmatched Insurance Protection

At American Protection Insurance, we understand the lifestyle and investment that come with owning a waterfront property. Whether it's your full-time home, a vacation getaway, or a rental property, we’re here to help safeguard your piece of paradise. That’s why we offer:

  • Expert Guidance: Our team specializes in waterfront property insurance, offering insights into risks like flooding, storms, erosion, and other location-specific concerns.

  • Customized Policies: Coverage tailored to your unique property—taking into account location, construction type, proximity to the water, and more.

  • Affordable Rates: Competitive pricing that protects your waterfront investment without overextending your budget.

  • Exceptional Customer Service: From finding the right policy to handling claims after a storm or accident, we’re with you through every tide and turn.

 FAQs

  • Additional structures like docks and boathouses often require extra coverage, which we can easily add to your policy to ensure full protection.

  • No, flood insurance usually requires a separate policy. However, we can bundle it with your primary coverage to make sure you have complete protection.

  • It generally covers damage from weather events like wind, hail, and fire, as well as liability protection and coverage for your home’s structure and contents. Flood insurance is typically a separate policy, which we can also help you secure.